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The Route to Taking Credit Cards within 72 hours
There are 3 simple steps for you to commence taking credit cards quickly. You are instantly approved, then there is a 3 day period after which you commence taking credit cards and finally there is a simple final verification which takes place whilst you are trading.  This is the simplest route to professionally taking credit cards, compare this with other solution providers where you are required to wait weeks for bank’s merchant id’s and approval, with no guarantee of either, before you are allowed to start taking credit cards.  

Step 1. Instant Approval
Once the credit card payment for your online credit card terminal is approved, you have been accepted to take credit cards.

In the 1st 3 working days after signup whilst you’re awaiting ‘authorisation’, your online card terminal is not activated and an iframe appears over your terminal restricting you from taking cards.  Within those 1st 3 working days you will become live to take credit cards and you will immediately be sent an email confirming this. 

Step 2. The First 72 hours - Authorisation

Immediately you become ‘authorised’, which is within 3 working days after signing up, the iframe over your terminal is lifted and you can start taking credit card payments on your online terminal and also through the checkout in your ‘online shop’.

You can now take credit cards to an unlimited total value through your online  credit card terminal and your online shop checkout. However, you can only transfer up to the equivalent of €2,500 into your bank account until you complete  a simple final verification process which is administered seamlessly in the background whilst you continue to take credit cards.    We advise that you undergo this simple process, which usually takes 2-3 working days, immediately after you are authorised or at least well in advance of you reaching €2,500 to ensure a continuation of service without break whilst you continue trading. 

Step 3. Full Verification

Full verification usually takes 2-3 working days and requires you to send to the Payment Solution Provider some simple documentation. 

Unlike other company’s credit card solutions where you have to wait up to weeks for approval to take cards after having completed some complicated application forms, you are approved instantly with Instant Payments, however you do need to send the following documentation whilst you continue to take credit cards so your business is not inconvenienced.

•             Colour Photo ID of the company representative who is registered on the account (Passport, National ID or Drivers Licence.  Front and back of any card used for                ID verification, as well as the double page of the passport.)
•             Proof of Address (Utility bill or bank statement ONLY, not older than 3 months)
•             Certificate of Incorporation (only if a Ltd. Company)
•             A signed Merchant Agreement: (viewable below)  Download Merchant Agreement here 
•             Completed Merchant Questionnaire: (viewable below) Download questionnaire here

Once you are fully verified, the restriction on the amount of money you can transfer to your bank is lifted

Merchant Agreement

Merchant Questionnaire